When Can I Start Collecting Social Security Benefits - davidorlic.com

2015-05-10 · Remember that the earliest you can start Social Security retirement benefits is age 62. You can also start it at any time up to age 70. At 62, your payments will be reduced. If you start at full retirement age, now 66 for many people, you'll get your full.</plaintext> 2015-05-10 · If you choose to start benefits early, Social Security will use your FRA to compute the reduction in the monthly amount. For instance, if you're due $1,000 a month at full retirement age, you would get only $750 a month at 62, a 25 percent drop. You should know too that it's possible to collect more than your "full" benefit.</p> <p>2018-10-10 · When you are eligible for two Social Security benefits — such as a survivor benefit and a retirement payment — Social Security doesn’t add them together but rather pays you the higher of the two amounts. If that’s the retirement benefit, then the retirement benefit is all you’ll get. Some people consider working and collecting Social Security benefits. The question is, can you get Social Security retirement benefits while still actively working? The answer is yes, but consider this choice carefully.   Here are a few things to look at first. You do not need to make a separate request. Even if your spouse or ex-spouse has reached the eligible age for benefits but has not applied, you can start collecting benefits on his or her record. But if you have questions about whether you qualify as a spouse, you can visit your local Social Security office or call 1-800-772-1213.</p> <p>When to start collecting Social Security benefits is a big decision that most of us will have to make. There are good reasons to start early and good reasons to start late, which can make it all rather vexing. Here's a look at when one financial writer -- that's me -- plans to start collecting and why. The rules for collecting a Social Security widow benefit depend on a number of factors, but here’s a primer to help you unravel it all. A lot depends on whether the survivor takes the benefit before they reach full retirement age and whether the deceased had begun collecting benefits. 2018-10-10 · There is an exception: If you were born on the first or second day of a month, you can begin collecting your benefits in that month. For example, if you were born on Oct. 1 or 2, 1958, Social Security considers you to be 62 as of Sept. 30 or Oct. 1, 2020. Your benefits will start in October 2020; you can apply for benefits in June. 2011-09-27 · Lots of people ask, “When can I collect Social Security benefits?” I hear that question almost as often as “how much money do I need to retire?” If you’re planning your retirement, one factor you shouldn’t overlook is Social Security – even though many wonder if it will still be there. 2018-01-29 · Some seniors end up filing for Social Security after age 70 because they think they can continue accruing delayed retirement credits. Others don't file by their 70th birthday because they simply forget. But if you come to find that your 70th birthday has already passed and you're still not collecting benefits, be sure to file at once.</p> <p>2018-06-21 · Here's how you can collect your full retirement benefit To state the obvious, we don't get to determine when we're born. 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